Calculators

FIND OUT HOW MUCH YOU CAN AFFORD

The following online calculators serve as helpful tools during the mortgage process.

Payment / Amortization

CALCULATOR

Calculate your monthly payment and see how the principal is paid over time.

Refinance Break-Even Point

CALCULATOR

Find out how long it will take to “break-even” on a refinanced loan.

Annual Percentage Rate

CALCULATOR

Calculate the APR for fixed-rate or adjustable-rate loans.

Debt Consolidation

CALCULATOR

Determine if you can consolidate your debt by combining it with your home mortgage.

Prepayment Savings

CALCULATOR

Find out how soon you can pay off your mortgage by making a prepayment.

Early Payoff

CALCULATOR

Determine the additional monthly payment amount needed to pay off the loan sooner.

Rent vs Own

CALCULATOR

Calculate the difference between renting and buying a home.

Tax Savings

CALCULATOR

Determine the estimaged tax savings with a new loan.

Get Started Today

Please reach out to start a conversation with our team. We’re here to help you purchase the home of your dreams.

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

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